Enter the starting value of the investment.
All free tools
RETURNS03 / 06 · Financial planning tool
CAGR Calculator
Find the compound annual growth rate between a starting value and an ending value so different investments can be compared fairly.
RETURNS · CAGR Calculator
CAGR Calculator
Measure the annualized growth rate between two investment values. All calculations happen in your browser.
Period
CAGR11.61%
Total growth200.00%
Annualized11.61%
For planning and educational purposes only. Results depend on the assumptions you enter and are not investment advice.
WHY THIS TOOL EXISTS
Turn growth into a common annual rate
Absolute return tells you how much an investment changed. CAGR adds the missing dimension: time. It converts the start and end values into the steady annualized rate that would connect them.
01 · Inputs matter02 · Time changes the answer03 · Use it for planning
HOW TO USE IT
Turn the inputs into a better decision.
Keep assumptions realistic, compare scenarios and use the output as one input in your decision — not as a promise of returns.
Enter its current or ending value.
Enter how long the money was invested.
Use CAGR alongside absolute return and risk — it does not describe the path taken to reach the final value.
COMMON QUESTIONS
Before you use the number.
01What is CAGR?+
Compound Annual Growth Rate is the constant annual rate that would grow an initial value into a final value over a given period.
02How is CAGR different from absolute return?+
Absolute return ignores time. CAGR annualizes the growth, making investments held for different periods easier to compare.
03CAGR or XIRR — which should I use?+
Use CAGR for a single investment made once. Use XIRR when there are multiple investments or withdrawals on different dates.
04Does CAGR show volatility?+
No. CAGR smooths the journey into one annual rate and does not show the ups and downs along the way.